Foreign Domestic Workers for Eldercare
A foreign domestic worker (FDW) who lives in can provide round-the-clock companionship and assistance for an elderly parent. Here is what you need to know.
Is an FDW right for your situation?
An FDW is suitable if your parent: - Needs daily assistance with personal care (bathing, dressing, meals) - Would benefit from companionship during the day - Does not require medical or nursing care (FDWs are not medically trained) - Lives in a home where there is space for a live-in helper
For medical needs (wound care, medications, rehab), an FDW is a complement to — not a replacement for — professional home nursing.
Eligibility to hire
You can hire an FDW if you are a Singapore Citizen, PR, or Employment Pass holder with a monthly household income sufficient to support an FDW.
Application process
- 1.Find an FDW through a MOM-licensed employment agency
- 2.Apply for a Work Permit through the MOM portal (your agency usually handles this)
- 3.Purchase required insurance: MOM-stipulated medical and personal accident insurance
- 4.Purchase security bond: SGD 5,000 (most agencies arrange this as an insurance premium)
- 5.Attend an employer orientation if this is your first time hiring
Costs
- Agency fee: SGD 1,500–3,500 (varies)
- Monthly salary: SGD 550–900+ depending on experience and nationality
- Levy: SGD 60/month (concession rate for caring for elderly persons aged 67+)
- Accommodation and meals: provided by employer
FDW Levy Concession
If your parent is aged 67 or above, or has a disability, you may qualify for the FDW Levy Concession, which reduces the monthly levy from SGD 300 to SGD 60.
Support resources
- Centre for Domestic Employees (CDE): Free mediation and support services
- FAST helpline: 1800 339 5370 for FDW and employer assistance
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