Foreign Domestic Workers for Eldercare
A foreign domestic worker (FDW) who lives in can provide round-the-clock companionship and assistance for an elderly parent. Here is what you need to know.
Is an FDW right for your situation?
An FDW is suitable if your parent: - Needs daily assistance with personal care (bathing, dressing, meals) - Would benefit from companionship during the day - Does not require medical or nursing care (FDWs are not medically trained) - Lives in a home where there is space for a live-in helper
For medical needs (wound care, medications, rehab), an FDW is a complement to — not a replacement for — professional home nursing.
Eligibility to hire
You can hire an FDW if you are a Singapore Citizen, PR, or Employment Pass holder with a monthly household income sufficient to support an FDW.
Application process
- 1.Find an FDW through a MOM-licensed employment agency
- 2.Apply for a Work Permit through the MOM portal (your agency usually handles this)
- 3.Purchase required insurance: MOM-stipulated medical and personal accident insurance
- 4.Purchase security bond: SGD 5,000 (most agencies arrange this as an insurance premium)
- 5.Attend an employer orientation if this is your first time hiring
Costs
- Agency fee: SGD 1,500–3,500 (varies)
- Monthly salary: SGD 550–900+ depending on experience and nationality
- Levy: SGD 60/month (concession rate for caring for elderly persons aged 67+)
- Accommodation and meals: provided by employer
FDW Levy Concession
If your parent is aged 67 or above, or has a disability, you may qualify for the FDW Levy Concession, which reduces the monthly levy from SGD 300 to SGD 60.
Support resources
- Centre for Domestic Employees (CDE): Free mediation and support services
- FAST helpline: 1800 339 5370 for FDW and employer assistance
REFRAME Asia is an information, directory, and peer community platform. We are not healthcare professionals and we do not provide medical, clinical, legal, or financial advice.
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